Investment Analysis and Portfolio Management free essay sample

Researching for and finalizing this report have been an extremely learning, interesting and rewarding experience for me. It was a lifetime opportunity to compare the bookish knowledge with the real-world applications. I have gone heights to ensure the highest possible quality of our research and report. You would be pleased to know that I have worked with the utmost possible integrity, honesty and care for preparing this paper. I also tried to follow your instructions properly now and when necessary. I would like to request you to allow me to submit the report on the Portfolio Management Sincerely Yours Md. Sabirul Islam ID- 081-12-0199 Introduction: Security Portfolio Management: Portfolio is a group of financial assets such as shares, stocks, bonds, debt instruments, mutual funds, cash equivalents, etc. A portfolio is planned to stabilize the risk of non-performance of various pools of investment. Management is the organization and coordination of the activities of an enterprise in accordance with well-defined policies and in achievement of its pre-defined objectives. We will write a custom essay sample on Investment Analysis and Portfolio Management or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Portfolio Management (PM) guides the investor in a method of selecting the best available securities that will provide the expected rate of return for any given degree of risk and also to mitigate (reduce) the risks. It is a strategic decision which is addressed by the top-level managers. Portfolio management is also known as investment management which consists of managing the investment securities options. There are seven main activities in portfolio management. They are: †¢ Laying down the objectives of investment and the difficulties involved in it Choosing the asset mix †¢ Portfolio strategy formulation †¢ Securities selection †¢ Execution of portfolio †¢ Revision of portfolio and †¢ Evaluation of performance. Here, Security selection is the first question and Asset allocation is the second question. Security selection based on: †¢ Risk: The measures of risk that are most widely and commonly used are variability and beta measures. The preferred measure of variability is standard deviation and beta reflects the systematic risk of the portfolio. †¢ 2. Return: Return can be expressed as a percentage and is calculated by adding the income and the change in value and then dividing by the initial principal or investment amount. The change in the value of a portfolio over an evaluation period, including any distributions made from the portfolio during that period. Measuring the overall performance measuring the performance of the portfolio involves considering both risk and return. The most widely used measures of performance are Treynor’s measure, the Sharpe measure, the Jensen measure and the M2 measure. Apex Adelchi Footwear Limited [pic] | A leading manufacturer and exporter of leather footwear from Bangladesh to major shoe retailers in Western Europe, North America and Japan. The company has revenues of USD 42 million in 2006. AAFL pioneered the export of value added finished products export in the leather sector of Bangladesh and is also involved in the local footwear retail business with the second largest shoe retail net work in the country. AAFL has equity , technical and marketing participation from La Nuova Adelchi one of the largest footwear manufacturers of Italy. Beximco Pharma Beximco Pharma aspires to become a nationally admired and globally reputed generic pharmaceutical company, committed to enhancing human health and life. Beximco Pharmaceuticals Ltd (BPL) is a leading manufacturer of pharmaceutical formulations and Active Pharmaceutical Ingredients (APIs) in Bangladesh. Beximco Pharma is the flagship company of Beximco Group, the largest private sector industrial conglomerate in Bangladesh, and remains the only Bangladeshi company with an AIM listing on the London Stock Exchange. The company is the largest exporter of pharmaceuticals in the country and its state-of-the-art manufacturing facilities are certified by global regulatory bodies of Australia, European Union, Gulf nations, Brazil, among others. The company is consistently building upon its portfolio and currently producing more than four hundred products in different dosage forms covering broader therapeutic categories which include antibiotics, antihypertensives, antidiabetics, antireretrovirals, anti asthma inhalers etc, among many others. With decades of contract manufacturing experience with global MNCs, skilled manpower and proven formulation capabilities, the company has been building a visible and growing presence across the continents offering high quality generics at the most affordable cost. Ensuring access to quality medicines is the powerful aspiration that motivates more than 2,500 employees of the organization, and each of them is guided by the same moral and social responsibilities the company values most. Today Beximco Pharma is building its presence across five continents and is the only Bangladeshi company to market pharmaceutical products in the USA. The company has a visible and growing presence in emerging market. We’ve built Beximco Pharma into one of the most trusted pharmaceutical companies in the country by delivering solid returns to our shareholders, and helping patients with life-altering conditions so that they may live their lives to the fullest. Products Services The name Beximco Pharma assures you of many things: outstanding product quality, leading-edge technology, advanced new products, and a commitment to serve the medical community. Our products come in a wide range of dosage forms including tablets, capsules, dry syrup, powder for suspension, cream, ointment, suppositories, metered dose nasal sprays, large volume intravenous fluids, metered dose inhalers etc. ensuring the global standard of quality. Healthcare professionals may contact us directly or alternatively the nearest Beximco Pharma Medical Representatives for further information. Our country regulations do not allow pharmaceutical companies to offer medical advice or guidance to patients. Prescription medicines should be taken only as directed by a registered medical practitioner. Click on the product name for Consumer Medicine Information (CMI). The CMIs on this website are for Bangladeshi residents only. The CMIs were updated on 1st March, 2010 and are static documents. Objectives of Portfolio Management The main objectives of portfolio management are as follows: †¢ Security of Principal Investment: Investment safety or minimization of risks is one of the most important objectives of portfolio management. Portfolio management not only involves keeping the investment intact but also contributes towards the growth of its purchasing power over the period. The motive of a financial portfolio management is to ensure that the investment is absolutely safe. †¢ Consistency of Returns: Portfolio management also ensures to provide the stability of returns by reinvesting the same earned returns in profitable and good portfolios. The portfolio helps to yield steady returns. The earned returns should compensate the opportunity cost of the funds invested. Capital Growth: Portfolio management guarantees the growth of capital by reinvesting in growth securities or by the purchase of the growth securities. A portfolio shall appreciate in value, in order to safeguard the investor from any erosion in purchasing power due to inflation and other economic factors. A portfolio must consist of those investments, which tend to appreciate in real value after adjusting for inflation. †¢ Marketability: Portfolio management ensures the flexibility to the investment portfolio. A portfolio consists of such investment, which can be marketed and traded. Suppose, if your portfolio contains too many unlisted or inactive shares, then there would be problems to do trading like switching from one investment to another. It is always recommended to invest only in those shares and securities which are listed on major stock exchanges, and also, which are actively traded. †¢ Liquidity: Portfolio management is planned in such a way that it facilitates to take maximum advantage of various good opportunities upcoming in the market. The portfolio should always ensure that there are enough funds available at short notice to take care of the investor’s liquidity requirements. Diversification of Portfolio: Portfolio management is purposely designed to reduce the risk of loss of capital and/or income by investing in different types of securities available in a wide range of industries. The investors shall be aware of the fact that there is no such thing as a zero risk investment. More over relatively low risk investment give corresponding ly a lower return to their financial portfolio. †¢ Favorable Tax Status: Portfolio management is planned in such a way to increase the effective yield an investor gets from his surplus invested funds.

Acc 202 Essays

Acc 202 Essays Acc 202 Paper Acc 202 Paper Redford, Inc. has provided the following data:If the dollar contribution margin per unit is increased by 10%, total fixed cost is decreased by 20%, and all other factors remain the same, net income will:| | | A)| decrease by $60,000. | | | B)| increase by $60,000. | | | C)| increase by $120,000. | | | D)| increase by $420,000. | | | | | | Feedback:The correct answer is C (Learning Objective 1): Net income will change as follows. Calculations: $600,000 x 10% = $60,000 $300,000 x 20% = $60,000| | 2 INCORRECT| | Gardner Manufacturing Company produces a product that sells for $120. A selling commission of 10% of the selling price is paid on each unit sold. Variable manufacturing costs are $60 per unit. Fixed manufacturing costs are $20 per unit based on the current level of activity, and fixed selling and administrative costs are $16 per unit. The contribution margin per unit is:| | | A)| $104. | | | B)| $72. | | | C)| $60. | | | D)| $48. | | | | | | Feedback:The correct answer is D (Learning Objective 1): The contribution margin per unit is determined as follows. | | 3 CORRECT| | Newman Corporation produced and sold 80,000 units and reported sales of $4,000,000 during the past year. Management determined that variable expenses totaled $2,800,000 and fixed expenses totaled $720,000. What is the companys contribution margin ratio? | | | A)| 30%| | | B)| 70%| | | C)| 150%| | | D)| 250%| | | | | | Feedback:The correct answer is A (Learning Objective 3): The companys contribution margin (CM) ratio is determined as follows. CM ratio = CM ? Sales = (Sales – Variable expenses) ? Sales CM ratio = ($4,000,000 $2,800,000) ? $4,000,000 = 30%| | 4 INCORRECT| | Astair, Inc. eported sales of $8,000,000 for the month and incurred variable expenses totaling $5,600,000 and fixed expenses totaling $1,440,000. The company has no beginning or ending inventories. A total of 80,000 units were produced and sold last month. If sales increase by 200 units, how much should net income increase? | | | A)| $1,600| | | B)| $6,000| | | C)| $10,000| | | D)| $19,200| | | | | | Feedbac k:The correct answer is B (Learning Objectives 1 and 3): First, determine the contribution margin (CM) per unit as follows. CM per unit = (Sales – Variable expenses) ? Number of units sold   CM per unit = ($8,000,000 $5,600,000) ? 0,000 = $30 per unit Then, determine the impact of the increase in sales on net income as follows. Increase in net income = Increase in sales (in units) x CM per unit   Increase in net income = 200 units x $30 per unit = $6,000| | 5 CORRECT| | Astair, Inc. reported sales of $8,000,000 for the month and incurred variable expenses totaling $5,600,000 and fixed expenses totaling $1,440,000. The company has no beginning or ending inventories. A total of 80,000 units were produced and sold last month. (Note that this is the same data that was provided for the previous question. How many units would the company have to sell to achieve a desired profit of $1,200,000? | | | A)| 88,000| | | B)| 100,000| | | C)| 106,668| | | D)| 150,000| | | | | | Feedback:The correct answer is A (Learning Objectives 1 and 5): First, determine the contribution margin (CM) per unit as follows. Total contribution margin/Number of units sold = CM per unit $2,400,000/80,000 = $30 per unit Then, the total unit sales required to achieve the desired targeted profit is determined as follows. Break-even point in units = (Fixed expenses + Desired targeted profit) ? CM per unit Break-even point (in units) = ($1,440,000 + $1,200,000) ? $30 per unit = 88,000 units| | 6 INCORRECT| | Astair, Inc. reported sales of $8,000,000 for the month and incurred variable expenses totaling $5,600,000 and fixed expenses totaling $1,440,000. The company has no beginning or ending inventories. A total of 80,000 units were produced and sold last month. (Note that this is the same data that was provided for the previous question. ) What is the companys break-even in units? | | | A)| 0 units| | | B)| 48,000 units| | | C)| 72,000 units| | | D)| 80,000 units| | | | | | Feedback:The correct answer is B (Learning Objectives 1 and 6): First, determine the contribution margin (CM) per unit as follows. CM per unit = (Sales – Variable expenses) ? Number of units sold   CM per unit = ($8,000,000 $5,600,000) ? 80,000 = $30 per unit Then, the break-even point (in units) is determined as follows. Break-even point in units = Fixed expenses ? CM per unit Break-even point in units = $1,440,000 ? $30 per unit = 48,000 units| | 7 INCORRECT| | Astair, Inc. reported sales of $8,000,000 for the month and incurred variable expenses totaling $5,600,000 and fixed expenses totaling $1,440,000. The company has no beginning or ending inventories. A total of 80,000 units were produced and sold last month. (Note that this is the same data that was provided for the previous question. ) What is the companys margin of safety in dollars? | | | A)| $480,000| | | B)| $2,400,000| | | C)| $3,200,000| | | D)| $3,520,000| | | | | | Feedback:The correct answer is C (Learning Objectives 3, 6, and 7): The companys contribution margin (CM) ratio is determined as follows. CM ratio = (Sales – Variable expenses) ? Sales CM ratio = ($8,000,000 $5,600,000) ? $8,000,000 = 30% Then, determine the break-even point (in sales dollars) as follows. Break-even point in sales dollars = Fixed expenses ? CM ratio   Break-even point in sales dollars = $1,440,000 ? 30% = $4,800,000 Finally, determine the margin of safety as follows. Margin of safety (in dollars) = Sales – Break-even sales Margin of safety (in dollars) = $8,000,000 – $4,800,000 = $3,200,000| | 8 INCORRECT| | Astair, Inc. reported sales of $8,000,000 for the month and incurred variable expenses totaling $5,600,000 and fixed expenses totaling $1,440,000. The company has no beginning or ending inventories. A total of 80,000 units were produced and sold last month. (Note that this is the same data that was provided for the previous question. ) What is the companys degree of operating leverage? | | | A)| 0. 12| | | B)| 0. 4| | | C)| 2. 5| | | D)| 3. 3| | | | | | Feedback:The correct answer is C (Learning Objective 8): The companys degree of operating leverage is determined as follows. Degree of operating leverage = Contribution margin ? Net operating income Degree of operating leverage = $2,400,000 ? $960,000 = 2. 5| | 9 INCORRECT| | Grant Company sells a single product. The product has a selling price of $50 per unit and variable expenses of 80% of sales. If the companys fixed expenses total $150,000 per year, then it will have a break-even point in sales dollars of:| | | A)| $750,000| | | B)| $187,500| | | C)| $15,000| | | D)| $3,750| | | | | | Feedback:The correct answer is A (Learning Objectives 1 and 6): First, determine the contribution margin (CM) ratio as follows. CM ratio = Sales percentage – Variable expenses percentage CM ratio = 100% – 80% = 20% Then, the break-even point in sales dollars is determined as follows. Break-even point in sales dollars = Fixed costs ? CM ratio   Break-even point in sales dollars = $150,000 ? 20% = $750,000| | 10 INCORRECT| | Lange Company sells three products: X, Y and Z. Product Xs unit contribution margin is higher than Product Ys and Product Ys is higher than Products Zs. Which one of the following events is most likely to increase the companys overall break-even point? | | | A)| The installation of new automated equipment and subsequent lay-off of factory workers. | | | B)| A decrease in Product Zs selling price. | | | C)| An increase in the overall market demand for Product Y. | | D)| A change in the relative market demand for the products, with the increase favoring Product Z relative to Product Y and Product X. | | | | | | Feedback:The correct answer is D  | Variable costing is also known as:| | | A)| Direct costing. | | | B)| Indirect costing. | | | C)| Marginal costing. | | | D)| Both (A) and (C). | | | | | | Feedback:The correct answer is D (Learning Objective 1): Variable costing is also known as direct costing and marginal costing. | | 2 INCORRECT| | Using absorption costing, a unit of product includes what costs? | | A)| Direct materials and direct labor. | | | B)| Direct materials, direct labor, and fixed overhead. | | | C)| Direct materials, direct labor, and variable overhead. | | | D)| Direct materials, direct labor, variable overhead, and fixed overhead. | | | | | | Feedback:The correct answer is D (Learning Objective 1): Using absorption costing, a unit of product includes direct materials, direct labor, variable overhead, and fixed overhead costs. | | 3 INCORRECT| | Using the following data, determine the unit product cost under absorption costing. | | | A)| $22| | | B)| $24| | C)| $28| | | D)| $30| | | | | | Feedback:The correct answer is C (Learning Objective 1): The unit product cost under absorption costing is determined as follows. | | 4 CORRECT| | Using variable costing, a unit of product includes which costs? | | | A)| Only direct materials and direct labor. | | | B)| Direct materials, direct labor, and fixed overhead. | | | C)| Direct materials, direct labor, and variable overhead. | | | D)| Direct materials, direct labor, variable overhead, and fixed overhead| | | | | | Feedback:The correct answer is C (Learning Objective 1): Using variable costing, a unit of product includes direct materials, direct labor, and variable overhead costs. | | 5 INCORRECT| | Using the following data, determine the unit product cost under variable costing. | | | A)| $22| | | B)| $24| | | C)| $28| | | D)| $30| | | | | | Feedback:The correct answer is A (Learning Objective 1): The unit product cost under variable costing is determined as follows. | | 6 INCORRECT| | Product cost under absorption costing is characteristically:| | | A)| Higher than under variable costing. | | | B)| Lower than under variable costing. | | C)| Equal to variable costing. | | | D)| Higher sometimes and lower sometimes than variable costing. | | | | | | Feedback:The correct answer is A (Learning Objective 1): Product cost under absorption costing is characteristically higher than under variable costing because the fixed overhead costs are included in product costs when absorption costing is used but not when variable costing is used. | | 7 INCORRECT| | V ariable costing is attractive to managers as an alternative to absorption costing because:| | | A)| Absorption costing makes distinctions between fixed and variable product costs. | | B)| Absorption costing is well suited to CVP analysis techniques. | | | C)| Absorption costing provides useful tools to managers for planning and control. | | | D)| To generate data for CVP analysis, considerable time would have to be invested to rework income statements constructed under absorption costing. | | | | | | Feedback:The correct answer is D (Learning Objective 2): Variable costing is attractive to managers as an alternative to absorption costing because to generate data for CVP analysis, considerable time would have to be invested to rework income statements constructed under absorption costing| | INCORRECT| | When production is equal to sales, which of the following is true? | | | A)| No change occurs to inventories for either absorption costing or variable costing methods. | | | B)| The u se of absorption costing produces a higher net income than the use of variable costing. | | | C)| The use of absorption costing produces a lower net income than the use of variable costing. | | | D)| The use of absorption costing causes inventory value to increase more than they would through the use of variable costing. | | | | | | Feedback:The correct answer is A (Learning Objective 3): When production is equal to sales, there are no inventories on hand at the beginning or end of the period. As a result, the same amount for ending inventories (zero) is reported whether absorption costing or variable costing methods are used. In addition, there would no difference in the amount of net income reported using the two methods. | | 9 INCORRECT| | Which of the following statements is (are) true? | | | A)| Net operating income is not affected by changes in production under absorption costing. | | | B)| Net operating income is not affected by changes in production under variable costing. | | C)| Both of the above statements are true. | | | D)| Neither of the above statements is true. | | | | | | Feedback:The correct answer is B (Learning Objective 3): Net operating income is not affected by changes in production under variable costing. On the other hand, net operating income is affected by changes in production under absorption costing. | | 10 INCORRECT| | A segment of a bus iness responsible for both revenues and expenses would be referred to as:| | | A)| a cost center. | | | B)| an investment center. | | | C)| a profit center. | | | D)| residual income. | | | | | | Feedback:The correct answer is C  |

Black People and Tone Essay Example for Free

Black People and Tone Essay Tone is the attitude a writer has about a topic. For example, a tone might be serious, sarcastic, respectful, or unsympathetic. A writer establishes tone through choice of words and details. Directions: Zora Neale Hurston creates a strong tone when she writes about race in this essay. In the second column of the chart, list key word choices and details from the essay that reflect her attitude for each topic. Describe her tone in the third column. Then answer the question that follows. Topic| Word Choices and Details| Tone|Growing up in a town with only African-Americans| She knew no other and just thought it was normal.| Laid back,normal| White people visiting Eatonville| NorthernersWhites would just pass thru| Exciting, actors| The difference between Eatonville and Jacksonville| Eatonville was only blacks and Jacksonville was predominantly white with colors being a minority.| Solemn and lonely| The lasting effects of slavery in the United States| People reminding her that she is a granddaughter of slaves| Depressed | How African-Americans and white people respond differently to music| African-Americans feel more depth and soul. It is real they have lived it and white people look for more classical to relax and just enjoy.| respectful| What is the overall tone of Hurston’s essay? What point does Hurston make by choosing this tone to discuss the subject of race? Is Hurston’s tone appropriate and effective for her topic? Explain. I believe her tone was excited about her younger years and the fun of just being a kid and knowing nothing about race or discrimination. Towards the end it became more solemn. But she was wrong by no means. Her talk and expression was regulated by her story telling. She only told about her situation and what she experienced. I really enjoyed it. Black People and Tone. (2016, Dec 23).

The United Kingdoms constitution does not provide sufficient Essay

The United Kingdoms constitution does not provide sufficient protection for the right to protest in the streets. Discuss - Essay Example Over time, Parliament has passed several laws limiting the application of the sovereignty of the parliament. These laws are a reflection of the political developments within UK as well as outside of it. These laws include the transference of power to different bodies like the Scottish Parliament and Welsh Assembly, the Human Rights Act 1998 as well as UK’s entry to the European Union in 1972 and the decision establishing the Supreme Court in 2009 which ended the House of Lords role as UKs final court of appeal are all such developments in law that limit parliamentary sovereignty (www.parliament.uk, n.d.). All these measures and laws do not necessarily destabilize the principle of parliamentary sovereignty. This statement is based on the fact that the parliament can still at least in theory repeal any of the laws that implement these changes (www.parliament.uk, n.d.). However, since UK became a signatory to the convention, it was held in to R v. Secretary of State for the Home Department ex p. Brind 1991 that Parliament must enact laws that are in conformity with the Convention and an Act of Parliament must be interpreted or construed in line with the Convention. The Human Rights Act 1998 is also known as HRA and it came into effect in the United Kingdom in the October of 2000. It comprises of a series of various sections that have codify the protections stated in the European Convention on Human Rights into the United Kingdom law. Under the Human Right Act, all public bodies like the police, courts, hospitals, publicly funded schools, local governments and many others and any other bodies that carry out public functions must comply with the Convention rights. The Human Right Act has enabled individuals to file human rights cases in the domestic courts and human right cases do not have to be filed Strasbourg to be argued in the European Court of Human Rights (Equality and Human Rights Commission, n.d.). Section

Customer Service Excellence Essay Example | Topics and Well Written Essays - 2000 words

Customer Service Excellence - Essay Example Then when the organisations realised the fact that the sales pattern followed by them did not correspond with the consumer needs, then the need for a separate marketing department was realise. It can thus be named as the marketing department era. Next came the marketing company era when the need of organisations to focus on its customers to achieve its goals was realised. Hence, customer is given the highest priority in any of the marketing activities followed by the organisations. Customer Relationship Marketing Relationship is vital to the marketing process and the companies are now focussed on relationship marketing which helps to create, maintain and build a strong long term relationship with the stakeholders of the company including its customers (Palmatier, 2008). The area of relationship marketing has been an area of focus for the last few years. Relationship marketing mainly puts emphasis on the retention of customers rather than acquiring new customers. It heavily stresses o n the process of customer satisfaction and gives less importance to sales transactions. Relationship marketing, to a large extent, differs from that of the traditional forms of marketing. Relationship marketing mainly gauges the importance of long term relationship with a customer. Some of the eminent scholars identified that practicing relationship marking will help the company to convert a normal customer into a loyal customer. The loyalty factor in turn offers the company with new sales opportunities through repeat purchase (Food and Agriculture Organization of the United Nations, 1986, p. 234-235). Importance of Customer Service Customer service can be considered as the relationship that an organisation develops with its consumers or customers. It includes the provision of... The facts and analysis presented in this report suggest that most of the business organisations in this modern era are customer oriented. Any company which is market oriented is found to focus on all their business activities keeping the customers at the centre. The business activities are performed in such a way that it corresponds to the specific needs and wants of the customers. This process leads to the increased satisfactions for the customers and once the customer becomes happy it can be expected that they would continue their relationship with the organisation and would like to have the same product in future. This increases the customer trust and loyalty and helps the organisations to have a sustainable growth in future. Concept of marketing is not new and it has evolved through various stages. This paper makes a conclusion that the companies are now focused on finding products for the customers and not finding customers for the products offered by them. Technological advancements are also having a significant impact on the ways in which customer services are provided by the organisations. Technology has helped to provide customer service in a timely manner and the companies can now provide greater satisfaction to their customers. All these facts suggest that customer service is the most important aspect for any business organisation in order to ensure its profitable and sustainable growth in future.

Effects on Relationships Among Adolescents Essay Example for Free

Effects on Relationships Among Adolescents Essay Chyril Lou T. Caià ±a February 6, 2013 BSAC-I-ACA 9:21AM Area Exposure I interviewed a woman whose age is 43, single, from Isla Puntod Balulang. She survived the Sendong tragedy with the help of God as well as other people around her. She has many relatives as well as cousins who survived the sending tragedy and luckily no one died in her family when the tragedy occurred. The basic information she gave was that because of the hanging bridge many of her cousins as well as herself survived the occurring tragedy while her clothes as well as the others were already wet and dirty. The tragedy started at about 9:00 in the evening she said when water levels were increasing up to the calves and were at a safety zone at 2:00 AM and there she and the group of survivors were taken to Xavier heights for immediate recovery as well as shelter. Her life before the tragedy was easier she said as well as the way she will cope up in order to forget the tragedy is to work hard and start a new life with the blessings God gave her as well as the help that was given to her as well. She also said that if it had not been for the dog that was scratching her face she would’ve been dead because she was asleep sadly the dog died in the tragedy that saved her. Now that I have heard her story as well as understood what she experienced I now have the insight that the cause of grief and sadness is not because of God but the way we act according to our ways as people living right now because we people take for granted what God has given as such as nature and the living things living in and with nature. We people corrupt because of greed and other vices and sins and because of this some suffer and if not all of us. While it is unbecoming for us to be more and more undisciplined because of today’s present situation as well as continuing distress and poverty of our country’s people we must shed light to the truth in order of us to be saved as well as learn how to become more humanly as well as more understanding and caring for each individuals needs as well as our environment by starting to be more aware of what will happen if we don’t pick up our trashes and garbage’s and recycle them properly. For it has been stated in Isaiah 45:7† I form the light, and create darkness: I make peace, and create evil: I the Lord do all these things.† What it means for me is that this correlates to God’s people being obedient thus God rewards them with prosperity and blessings as well as if the people as disobeying God’s commands as well as his teachings then God will give way to disasters and strife if we disobey and continue with our disobedience with him. For we people are the stewards of God’s creation and we must do what we can to save ourselves as well as the world.

Capital Punishment Must Be Put To Death Essay -- Capital Punishment, De

Capital punishment, better known as the death penalty, has been around for centuries. Like all elements of modern society, the death penalty has evolved over the course of many years. Initially, the death penalty was administered by a royal court or monarchy through brutal stoning. Since then, the guillotine, noose, electric chair, and [currently] lethal injection have all been tools created to administer the death penalty here in the United States. Before the act of actually ending the criminal’s life is performed he or she waits on death row during the course of any court proceedings. In America, death row is the term given to the section of a prison reserved for inmates awaiting trial concerning the death penalty. The term â€Å"death row† is figurative. Due to extensive court proceedings, individuals on death row may await trial or sentencing for months or years. There is no way to determine how long an inmate will stay on death row. However, research has shown that extensive periods of time on death row lowers inmates’ mental capacities and capabilities, and deteriorates their physical health at alarming rates. Inmates on death row have no one to comfort them, to care for them, or to visit them. Jack Alderman is the longest serving death row American prisoner with over thirty-three years prior to his execution. In the state of Georgia on September 16, 2008 Alderman was executed by lethal injection. He was convicted for his part in the murder of his wife Barbara Alderman. Although the â€Å"U.S. Supreme Court declared the death penalty unconstitutional† (Swarns 1 of 3), the issue has gone back to trial and reinstated. The death penalty is legal rhetoric that is based on heightened emotions and revenge. The â€Å"justice† system that determin... ... Works Cited Hawkins, Steven W. â€Å"It is Immoral and Ineffective†. World and I Sept. 2002: 247 General OneFile. Web. 1 Nov. 2011. â€Å"Death Penalty is violation of human Rights: L:aws are not Meant to Punish Anyone but to Bring Change.† DNA (Daily News and Analysis). 11 Oct. 2009. General OneFile. Web. 1 Nov. 2011 Lafevere, Patricia. â€Å"Group Urges Legislator to Scrap Death Penalty. (Nation)†. National Catholic Reporter 28 Dec. 2001 General OneFile. Web. 1 Nov. 2011. Swarns, Christina. â€Å"The Uneven Scale of Capital Justice: How Race and Class Affect Who Ends Up on Death Row†. The American Prospect. 15.7 (2004): A14+. Gale Opposing Viewpoints in Context. Web. 1 Nov. 2011 â€Å"Top 10 Pros and Cons: Should the Death Penalty be Allowed?† deathpenalty.procon.org N.p. n.d. Web. 3 Nov. 2011